Benefit Summary 2020

Cancer Plan (TransAmerica) TransAmerica's Cancer Plan pays you benefits in the event you are diagnosed with an invasive cancer. Additionally, this plan provides for wellness benefits to help you detect cancer early when it’s most treatable. Hospital Confinement Plan (VOYA) VOYA's Hospital Confinement Plan pays you a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. Shorty Term Disability Insurance/ Long Term Disability Coverage (American Fidelity) American Fidelity's Short Term and Long Term Disability coverage provide an income for you when you are disabled due to a covered injury or sickness that keeps you away from work for an

Accident Insurance (VOYA) VOYA's Accident Insurance plan helps you pay for out-of-pocket costs you may experience after a covered accident. Legal and Identity Theft Plan (LegalEase) LegalEase offers: Estate Planning, Family Law Services, Financial Counseling, Name Changes, Home Sale/Purchase, VOYA's Critical Illness Plan pays you benefits in the event you are diagnosed with a critical condition, such as: Cancer, Heart Attack, Stroke or Renal Failure. Additionally, this plan provides for wellness benefits towards annual health screenings. Identity Theft Assistance & more. Critical Illness Plan (VOYA)

extended period of time. Universal Life Insurance (Trustmark)

Universal life insurance can help safeguard your family members’ futures, with benefits that can assist with your final expenses and their dependent care, living expenses or college tuition.

KERN MEDICAL - BENEFITS SUMMARY - 17